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This Privacy Policy explains how the MyFinance mobile and web application (the “App”, “we”, “us”) collects, uses, and protects your information. The App is operated by Teodora Todorinska (Plovdiv, Bulgaria), the data controller. Contact: support@getmyfinance.eu.
We built MyFinance to be a privacy‑first, local‑first personal finance tool. Your financial records are stored primarily on your own device and, only if you choose, in your own cloud storage. We do not sell your data.
| Category | Examples | Why |
|---|---|---|
| Account data | Email address and display name (when you sign in with Google or email/password) | Authentication, securing your account |
| Financial data you enter | Transactions, amounts, categories, notes, budgets, subscriptions | Core functionality. Stored on your device; synced to your chosen cloud only if you enable it |
| Receipt images | Photos you take or upload for the optional “AI receipt scan” feature | To automatically extract amount, date and category |
| Technical data | Push notification token, app version, basic error logs, device type | Notifications, reliability, support |
| Purchase data | Subscription status (Pro) | To unlock paid features. Card details are handled by the payment provider, never by us |
We do not collect your contacts, precise location, or browsing activity outside the App.
If you use the optional receipt‑scan feature, the receipt image is sent to Google’s Gemini AI (via our secure server function) solely to extract the amount, date and category. The image is processed solely to extract the data; it is not used to train AI models and is not stored by us after processing. If you prefer not to share a receipt image, you can always enter the data manually — the feature is entirely optional.
| Provider | Purpose | Data shared |
|---|---|---|
| Google (Firebase Auth, Firestore, Cloud Functions, Gemini, FCM, Google Play) | Login, account/config storage, receipt AI, push notifications, Android in‑app purchases | Email/uid, config, receipt images, push token, purchase token |
| Microsoft (OneDrive / Graph) | Optional spreadsheet backup — only if you connect it | Your spreadsheet, stored in your own OneDrive |
| Stripe | Subscription payments on the web version | Payment details processed by Stripe (we never see card numbers) |
On Android, subscriptions are processed by Google Play Billing; on the web, by Stripe. We never store your card data.
We process data to perform our contract with you (providing the App), based on your consent (e.g. optional cloud sync, receipt AI, notifications), and our legitimate interest in keeping the App secure and reliable.
Account data is kept while your account is active. Financial data lives on your device and in your chosen cloud and is removed when you delete it or disconnect that cloud. You may delete your account at any time (see below), which removes your account/config data from our systems.
Under the GDPR you have the right to access, correct, export, restrict, or delete your personal data, and to withdraw consent. To exercise any right, or to request account deletion, email support@getmyfinance.eu. You may also delete locally‑stored data from within the App.
MyFinance is not directed to children under 16 and we do not knowingly collect data from them.
We use industry‑standard measures (encrypted connections, authenticated access, optional PIN/biometric lock in the App). No method is 100% secure, but we work to protect your information.
We may update this policy and will revise the “Last updated” date. Significant changes will be communicated in‑app or by email.
Teodora Todorinska — Plovdiv, Bulgaria
Email: support@getmyfinance.eu