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Privacy Policy

MyFinance app · Last updated: 1 June 2026

This Privacy Policy explains how the MyFinance mobile and web application (the “App”, “we”, “us”) collects, uses, and protects your information. The App is operated by Teodora Todorinska (Plovdiv, Bulgaria), the data controller. Contact: support@getmyfinance.eu.

We built MyFinance to be a privacy‑first, local‑first personal finance tool. Your financial records are stored primarily on your own device and, only if you choose, in your own cloud storage. We do not sell your data.

1. Information we collect

CategoryExamplesWhy
Account dataEmail address and display name (when you sign in with Google or email/password)Authentication, securing your account
Financial data you enterTransactions, amounts, categories, notes, budgets, subscriptionsCore functionality. Stored on your device; synced to your chosen cloud only if you enable it
Receipt imagesPhotos you take or upload for the optional “AI receipt scan” featureTo automatically extract amount, date and category
Technical dataPush notification token, app version, basic error logs, device typeNotifications, reliability, support
Purchase dataSubscription status (Pro)To unlock paid features. Card details are handled by the payment provider, never by us

We do not collect your contacts, precise location, or browsing activity outside the App.

2. Where your financial data is stored

3. Receipt scanning & AI

If you use the optional receipt‑scan feature, the receipt image is sent to Google’s Gemini AI (via our secure server function) solely to extract the amount, date and category. The image is processed solely to extract the data; it is not used to train AI models and is not stored by us after processing. If you prefer not to share a receipt image, you can always enter the data manually — the feature is entirely optional.

4. Third‑party services we use

ProviderPurposeData shared
Google (Firebase Auth, Firestore, Cloud Functions, Gemini, FCM, Google Play)Login, account/config storage, receipt AI, push notifications, Android in‑app purchasesEmail/uid, config, receipt images, push token, purchase token
Microsoft (OneDrive / Graph)Optional spreadsheet backup — only if you connect itYour spreadsheet, stored in your own OneDrive
StripeSubscription payments on the web versionPayment details processed by Stripe (we never see card numbers)

On Android, subscriptions are processed by Google Play Billing; on the web, by Stripe. We never store your card data.

5. How we use information

6. Legal basis (GDPR)

We process data to perform our contract with you (providing the App), based on your consent (e.g. optional cloud sync, receipt AI, notifications), and our legitimate interest in keeping the App secure and reliable.

7. Data retention

Account data is kept while your account is active. Financial data lives on your device and in your chosen cloud and is removed when you delete it or disconnect that cloud. You may delete your account at any time (see below), which removes your account/config data from our systems.

8. Your rights

Under the GDPR you have the right to access, correct, export, restrict, or delete your personal data, and to withdraw consent. To exercise any right, or to request account deletion, email support@getmyfinance.eu. You may also delete locally‑stored data from within the App.

9. Children

MyFinance is not directed to children under 16 and we do not knowingly collect data from them.

10. Security

We use industry‑standard measures (encrypted connections, authenticated access, optional PIN/biometric lock in the App). No method is 100% secure, but we work to protect your information.

11. Changes

We may update this policy and will revise the “Last updated” date. Significant changes will be communicated in‑app or by email.

12. Contact

Teodora Todorinska — Plovdiv, Bulgaria
Email: support@getmyfinance.eu